RESP grant finder
How much will the government add for your child's school?
The Government of Canada adds money to RESPs. See how much your child could get, and what it could grow to by age 18.
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This is an estimate for education, not advice.
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Thank you. Ironmark Financial will contact you directly to go over your results. We will tell you our licence details when we first contact you. We work with Ontario residents only, and your details are not passed to anyone else.
This is an estimate for education, not advice.
Many Canadians invest a set amount each month in investment funds inside accounts like this. Jackson compares options across several companies and can show you ones that fit your goals.
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Your savings plan works best if your family is covered too. If something happened to you, would they be OK?
Rules used (Government of Canada)
- Basic Canada Education Savings Grant: 20% of the first $2,500 you put in each year (up to $500 a year), until the end of the year the child turns 17. Source
- Extra grant on the first $500 a year: 20% for 2026 adjusted family net income under $58,523, 10% between $58,523 and $117,045. Source
- Lifetime grant maximum: $7,200 per child. Unused grant room can be caught up in later years, and children aged 16 or 17 have extra rules. This tool does not model catch-up. Source
- Some families can also get the Canada Learning Bond, and some provinces have their own grants. They are not included here. Source
Figures current as of October 2026. Checked October 26, 2026.
Investments can lose value. Past performance does not guarantee future results. Growth rates here are examples you choose, not a promise or a forecast.
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