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Money, in plain words
Short guides to help Canadians understand their money and make confident choices. No jargon. No sales pitch.
Protecting your family
Make sure your family could keep going if something happened to you.
How much life insurance do I need?
A simple way to work out the amount that would keep your family on track.
Read guide →Term vs permanent life insurance, in plain words
Two main kinds of life insurance and when each one tends to fit.
Read guide →Is my work life insurance enough?
What group coverage through your job does well, and where it can fall short.
Read guide →Mortgage insurance from the bank vs your own policy
The difference between optional mortgage life insurance from your lender and a personal life policy.
Read guide →Coverage options explained
Term, permanent, critical illness, disability and work coverage in one plain page.
Read guide →Budgeting and debt
Get a clear picture of your money and take control of debt.
Saving and investing basics
The accounts and ideas that help your money grow.
TFSA vs RRSP in plain words
How the two most common savings accounts work and how to choose.
Read guide →FHSA: saving for your first home
How the First Home Savings Account helps first-time buyers.
Read guide →RESP: saving for your kids' school
How a Registered Education Savings Plan helps you save for school after high school.
Read guide →Compound growth explained
Why starting early can matter more than starting big.
Read guide →Big life moments
Money steps for the big moments in life.
Looking for quick answers to common questions? See the Ironmark guides.
See your family's number
Find out in 2 minutes how much money your family would need if something happened to you, and how much of that is missing today. No-cost, no obligation.
Try the family calculator