RRSP refund estimator
How much could you get back at tax time?
Put money in your RRSP and you may pay less tax. See a rough estimate of your refund using 2026 tax rates.
Your quick result
This is an estimate for education, not advice.
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Your full plan
Thank you. Ironmark Financial will contact you directly to go over your results. We will tell you our licence details when we first contact you. We work with Ontario residents only, and your details are not passed to anyone else.
This is an estimate for education, not advice.
Many Canadians invest a set amount each month in investment funds inside accounts like this. Jackson compares options across several companies and can show you ones that fit your goals. Saving for a home first? Try the home savings planner.
Protect what you are building
Your savings plan works best if your family is covered too. If something happened to you, would they be OK?
Rules used (Government of Canada)
- 2026 federal and provincial tax brackets and rates (CRA). Source
- 2026 RRSP dollar limit is $33,810. Your own limit is generally 18% of last year's earned income up to that amount, plus unused room. Check your notice of assessment. Source
Figures current as of October 2026. Checked October 26, 2026.
Investments can lose value. Past performance does not guarantee future results. Growth rates here are examples you choose, not a promise or a forecast.
See your family's number
Find out in 2 minutes how much money your family would need if something happened to you, and how much of that is missing today. No-cost, no obligation.
Try the family calculator